MONIX Co., Ltd.

MONIX is a fintech company based in Bangkok, Thailand, founded in 2020 as a joint venture between SCB X and China's Abakus Group. The company focuses on financial inclusion through its AI-powered lending app, FINNIX, which serves as a "financial friend" to the unbanked and underbanked populations. MONIX emphasizes empathy-driven products and aims to support digitally savvy users who are often excluded from traditional banking. The FINNIX app offers instant loans with quick approval and disbursement times, utilizing advanced eKYC technology for secure onboarding. MONIX has achieved significant milestones, including over 37 million app installs and ฿56 billion in loan disbursements since its launch. The company is committed to expanding its offerings through its F.I.R.E. Ecosystem strategy, which aims to enhance financial management for users in both formal and informal sectors. MONIX collaborates with various partners to create job opportunities and enhance its services, positioning itself as a leader in digital lending in Thailand.